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The Self Build Wales scheme has expanded to now cater for applicants who either own their own land, or who have found land available to build on. Find out more here

Benefits of Self Build Wales

Keys to your home
£210m

targeted investment from the scheme

  • Government scheme to support self-builds on your land
  • No repayment required until completion of the build (up to a maximum of two years)
  • We can fund 100% of the build costs plus up to 50% of the value of the land to help with making the plot ready for development
  • Ongoing support throughout the duration of the build from a dedicated Self Build Wales executive

 

What is the Self Build Wales scheme?

If you already own land, building your own home has never been easier than with the Self Build Wales scheme. 

Established by the Welsh Government, the Self Build Wales scheme aims to remove the barriers and uncertainty that prevent people in Wales from building their own homes.  

If you already own land, you may be able to borrow up to 100% of build costs, plus up to 50% of the value of the land to help with making the plot ready for development (subject to land feasibility and financial viability assessments).

 

How does the application process work?

Get ready

Get ready

Obtain planning permission and speak to an IFA to fully explore private sector funding options

Decision in principle

Decision in principle

Submit information about your land to Self Build Wales and we’ll complete a land feasibility assessment before inviting you to apply for a decision in principle (including soft credit check)

Decision in principle alt="Finalise details">

Finalise details

Once your decision in principle is awarded you have up to three months to finalise build designs and costs and confirm your chosen builder and professionals, before submitting your finance application.

Submit finance application

Submit finance application

This will include personal financial details and how you intend to repay the development loan once your home is built. A full underwriting assessment will be undertaken. If successful, Self Build Wales will make an offer to finance your build costs.

Key criteria

Applicants must ensure the land they wish to build on has suitable planning permission before applying to use the Self Build Wales scheme. For further information on planning processes in Wales, please click here.

Before using the Self Build Wales scheme, applicants must fully explore private sector funding options. This is because we are a government backed scheme and must not compete with mainstream lenders. An independent financial adviser will be able to help with this.

 

How to apply 

If you’re interested in applying for the Self Build Wales scheme, simply complete our contact form via the button below and one of our expert team will be in touch. 

Contact us

 

Alternatively, please see our guidance document to access more details on the scheme and the application process.